Online Casinos in Michigan Accepting American Express

American Express is used successfully in other US states but has yet to make its way to Michigan. However, as the online casino industry continues to expand in the Great Lakes State, we don't expect it to be too long before Amex makes becomes available to Michigan's online casino players.

American Express comes with a range of benefits, such as super secure deposits, a high deposit limit, and fast transactions. Players can also get credit on their deposits according to the terms of their American Express card. So, if you want to find out more about how Amex is set to work when it rolls out in Michigan, read on to learn more.

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How the American Express Card Works

With a plethora of American Express card options available, players have the flexibility to choose between a standard debit card option or play on credit with an Amex credit card.

An Amex credit card differs from the standard debit card in that it allows players to deposit via credit with a predetermined interest rate dictated by the terms of their American Express card and account type.

It's worth noting that not all Amex cards can be used at MI online casinos; the list of ineligible cards includes but is not exclusive to:

Therefore, players looking to use their Amex card primarily for online casinos should look for one of the 'Personal Cards' on offer.

Pros and Cons of Using Amex at MI Online Casinos

As with all banking methods, using American Express cards come with various advantages and disadvantages that could make or break your decision to use them. Here are our top three pros and cons for using Amex cards:

  • Safe and secure banking
  • Huge deposit limits
  • Deposits are nearly instant
  • Not available at MI online casinos
  • Not all Amex cards are accepted
  • Some Amex cards may charge for credit

Setting Up an American Express Account

New to American Express? Follow these steps to create an account:

  1. Go to;
  2. Head to the 'Cards' tab and select the view all credit cards option under the 'Personal Cards' section;
  3. Browse through the various options and click 'Apply Now' on a that appeals to you;
  4. The following page will ask you to provide personal and financial details that are standard during an application for a credit card. The requested information will include your name, date of birth, address, social security number, and annual income;
  5. Press 'Continue to Terms' and carefully read all the terms and conditions of the card and account, ensuring you understand them;
  6. The next page will allow you to submit your application for a decision. American Express will either instantly decide the outcome or give you a period in which they will contact you.

How to Withdraw Funds from an American Express Casino

Unfortunately, due to regulations concerning fraud and money laundering, Amex cards are not currently eligible to be used as withdrawal methods at most online casino sites. However, with continuous advancements in payment technology and regulation, we hope this will soon change.

If you intend on using Amex as your primary deposit method, ensure the casino has a suitable withdrawal option for you before committing to a deposit. You can check the casino's official site for this information or take a look at one of our detailed casino reviews for an in-depth analysis.

Deposits Processing Times and Fees with Amex

A great benefit of using Amex is their $25,000 max limit for deposits, giving you great flexibility in your deposits. Casinos usually have a $20 minimum limit for deposits, too.

Depositing using Amex is nearly instant and takes up to a few minutes at most. Online casinos in the US will not charge you for depositing with your Amex card, although American Express may impose a 2-5% fee for a cash advance, depending on the type of card you use.

Any other associated fees for credit will be laid out in the terms and conditions of your Amex plan and should be fully understood before making a transaction.


Can I use American Express cards to deposit funds at MI online casinos?

Not yet. While you can use Amex to deposit and withdraw at many online casinos throughout the US, casinos in Michigan do not currently accept this banking option.

Does American Express charge any fees?

Sometimes. Most online casinos in the USA do not charge any fees for deposits through American Express. However, some Amex cards may have a cash advance charge of around 2-5% of your deposit amount. In addition, some Amex cards may come with an annual fee.

How safe is it to play at American Express casinos?

Casinos across the US that currently accept American Express are completely safe to play at, and the same will be true when casinos in Michigan begin accepting Amex as a banking method.