Prepaid cards are a solid option for those who aren’t fans of more traditional payment methods, such as online banking or a debit/credit card. They are generally pretty easy to acquire, and you can even pick them up and load them with cash at retail locations.
Additionally, due to their nature, prepaid cards also offer a level of privacy and security, as transactions will have an additional layer of anonymity, and you won't be handing over any 'real' financial information. Read on to learn more about how prepaid cards work with online Michigan casinos and where you can use them!
Full T&Cs Apply. New players only. To be eligible players must be 21 years or older and playing within the state of Michigan. $10 minimum deposit required. Players must wager the bonus amount 1x on all games.
Full T&Cs Apply. New players only. To be eligible players must be 21 years or older and playing within the state of Michigan. $10 minimum deposit required. Players must wager the bonus amount 15x on all games.
Mini-reviews of MI Legal Gambling Sites that Offer Prepaid Cards
Below is a selection of three fully legal prepaid card MI casinos that accept some form of prepaid card, whether that's a disposable, reloadable, or standard gift card.
These mini-reviews will cover information on what prepaid cards they accept, general casino information, and the minimum deposits.
DraftKings Gift Card
The Michigan DraftKings Gift Card is a standard gift card usable on the DraftKings platform, which was launched in Michigan in partnership with Bay Mills Resort & Casino in January 2021. You can grab either $25 or $50 cards and use them to fund your account. You don't have to fund the entirety of the gift card at once, and you can check your remaining balance at the DraftKings Gift Card website.
You can purchase a DraftKings Gift Card for yourself or someone else. Even though it is a gift card, it's still a really easy way to fund your DraftKings account and get started if you don't have a different payment method.
All regular restrictions apply for gift card casinos in Michigan. For example, you must be of legal gambling age and have an account with DraftKings.
Caesars Prepaid Card
Caesars has its very own card for members, which typically takes 10-14 days to arrive after it's funded.
The Caesars Prepaid card comes with a bunch of advantages, including:
The ability to fund directly from your bank;
The ability to withdraw to your bank;
It can be used everywhere that Discover is accepted.
Naturally, as this is a prepaid card, there are no credit checks to get it.
This makes the Caesars Prepaid card a good option for fans of the Caesars online casino, as you will be able to use the card as both a deposit and withdrawal method. It also adds that extra layer of anonymity to your transactions.
FanDuel Play+ Prepaid Card
The FanDuel platform, which launched in partnership with MotorCity Casino in January 2021, uses the Play+ card, a card used by other casinos such as Borgata.
The Play+ prepaid card can be loaded separately and gives the player some tangible benefits, including:
Fast deposits and withdrawals;
The ability to withdraw funds to a bank;
The ability to use ATMs on the PULSE and NYCE networks;
The ability to use the card everywhere Discover is accepted.
It's worth noting that you must fund your FanDuel MI Play+ prepaid card with a minimum of $150 to receive the physical card. This can either be through loading the card with funds directly from your bank or using Play+ to withdraw winnings. The physical card will then be delivered within 10-14 days.
Pros and Cons of Using Prepaid Card with Michigan Online Casinos
Some prepaid cards come with a range of benefits over other payment methods, but naturally, also come with some drawbacks. Here are some of the pros and cons of using prepaid cards at a glance:
Prepaid cards are widely accepted, and some casinos have their own variants with fast deposits and withdrawals
Some prepaid cards are available from popular brands such as Visa and MasterCard
They are generally safe to use and ensure you don't have to provide financial information online
You can't go over the prepaid limit on your card, giving you more control over your budget
Some prepaid cards won't allow you to withdraw. This is the case for most gift cards and disposable cards. Some rewards cards support fast withdrawals, however
You have to check how much is on the card through the relevant website or keep notes
You might face lower limits than with other payment methods
A prepaid card acts similarly to a debit card in that you will have an account number, expiry date, etc., on the card. You can check the balance of your card online at the website affiliated with your particular card. You can also where you can top-up reloadable cards here.
To make a deposit, simply follow these steps:
Acquire your prepaid card and load funds onto it;
Sign up or log in to your desired casino;
Head over to the cashier page, which could be called 'deposit' or 'banking';
Enter your prepaid card details, just as you might a credit or debit card;
Select the amount you want to deposit. Most prepaid cards deposit instantly, but you can double-check at this stage;
Enjoy playing with your newly deposited funds!
Casino gift cards work like regular gift cards. Your card will have a balance which you can check at the relevant website. You use your unique gift code to both make deposits and check your credit, so keep the number safe.
Prepaid Cards Billing Options
There are a number of options when it comes to prepaid cards. Some can only be used once, whereas others act more like a traditional debit card which you can top up as and when you need.
As casinos continuously expand their payment options, we are also seeing new technologies such as crypto prepaid cards and virtual prepaid cards pop up. Below is a brief description of how each works.
Disposable prepaid cards
Disposable prepaid cards are single-use cards that can only be topped up once, usually at the time of purchase. These cards also usually come with expiration dates that are usually only a few months away, as they are typically designed to be purchased and used straight away.
Disposable cards are great for privacy, and in cases where single-use deposits are preferred.
Reloadable prepaid cards
Reloadable prepaid cards can be reloaded with funds in order to keep using the card. Working similarly to a debit card and with longer expiration dates than a disposable card, a reloadable card is a good solution if you don't have a regular debit card or bank account.
Reloadable cards are widely available from brands like Visa and MasterCard and should be accepted in many online casinos in Michigan.
Crypto prepaid cards
Crypto prepaid cards are a little more technical. They use a cryptocurrency wallet that you must attach to a casino, which will convert a cryptocurrency into regular currency for the current exchange rate at the time of deposit.
Using crypto gives you some level of financial anonymity and protection against third parties, though, as of right now, there are no legal casinos within the US that accept cryptocurrency transactions.
Virtual prepaid cards
Virtual cards are available through some banks and individual providers. Virtual cards work much like a regular debit card but are generally meant to be used for a specific purpose, such as depositing into a casino.
They offer great privacy and security benefits, as you won't be handing out your real payment details online, and you can set a limit on the prepaid card. That means even if someone did get ahold of the details, they'd get nothing.
What to do if a credit card is declined at an online casino?
If your credit card is declined, you may want to check with your bank for any issues. Not all banks allow credit cards to be used for online gambling, so don't be discouraged. Additionally, you can always try a different payment method, such as using a debit card, prepaid card, gift card, bank transfer, or even a cash at the cage option if available.
How to know that a MI online casino will pay my winnings?
When you play at a licensed online casino in Michigan, you can be sure that your winnings will be paid. This is a legal requirement of the casino, and your funds are always protected by regulatory schemes that ensure the casino holds your money safely.